Philadelphia Mortgage Rates

For the current Philadelphia Pennsylvania Mortgage Rates will depend on not only what type of loan you are applying for but your credit standings as well.

At Mortgage First Associates LLC the 30 year fixed rate is at 4.25% interest and an APR of 4.432% with 1.88 points given.  The 30 year with no points is a 4.750% interest rate with 4.778% with no points. This financial establishment also has a 30 year fixed rate with no points or fees at 5.500% interest and an APR of 5.520%. The 15 year fixed mortgage is at 4.25% interest with an APR of 4.406% with 0.75 points given. With no points the interest rate is 4.625% and the APR is 4.672% and with no points or fees the interest rates is 5.500% with an APR of 5.535%. These were the rates as posted on 10/8/09.

Quicken Loans for the Philadelphia area for their 30 year fixed FHA loan is 5.023% APR with an interest rate of 4.875% and 0.875 points given with $1,600 in fees.  The 30 year fixed APR is 4.717% with an interest rate of 4.500% and 2.5 points given. The rates were posted on 10/8/09 and the lock is in 45 days.

Another Philadelphia Pennsylvania Mortgage Rates lender is PenFed Mtg. They are offering a 30 year fixed loan at 4.859% APR and an interest rate of 4.750% with 1.250 points given but there are no fees associated with this loan. This rate was posted on 10/8/09 and is locked in 60 days.

These Philadelphia Mortgage Rates are competitive but subject to change without prior notice.