Philadelphia Mortgage Rates

The Main Line National Mortgage Inc 30 Year Mortgage Rates are at 5.00% interest with 0.00 points and a APR of 5.09%, this is for a loan $100,000 or less. For a loan of $150,000 to $200,000 the interest rate is 4.875 with 0.00 points and an APR of 4.99%. For a loan above $200,000 up to $417,000, the interest rate is 4.75 with 0.00 points and an APR of 4.83%.

If you are looking for a jumbo 30 year fixed mortgage loan then your credit score must be above 780. The interest rate is 5.50% with 0.00 points and an APR of 5.508% with a maximum loan amount of $1,000,000.

For loans above $375,000, the following are how points will affect the interest rates. With 0.625% in points, the interest rate is 4.625 with an APR of 4.69%. With 1.25% points, the interest rate is 4.50% with an APR of 4.619%. The lock time for these rates is 21 days.

The jumbo loans rates are also affected by the number of points you will give the bank. For the 30 year fixed jumbo loan giving 0.500% the interest rate is 5.375 and the APR is 5.428%. When 0.875% points are given the interest rate is 5.25%with an APR of 5.336%. The lock time for these loans is 30 days.

These rates were posted on 10/7/09 and are current but subject to change without prior notice.

To obtain these Philadelphia Mortgage Rates in writing contact the Main Line National Mortgage Inc .30 Year Mortgage Rates are competitive.