Philadelphia Mortgage Rates

The average 15 Year Philadelphia Mortgage Rates is 4.429% with those loans with and without points averaged. This is a 15 year fixed interest mortgage loan for $100,000.

Kelly Financial services have the lowest interest at 4.375% and an APR of 4.424% with 0.00 points given. The fees for closing are at $650.00 and this was posted on 11/04/09. The next best offer is from National Mortgage Alliance with an interest rate of 4.375% and an APR of 4.446%. This is with 0.00 point but the closing fees are $950.00 and were posted on 11/02/09. National Mortgage Alliance has another offer with an interest rate of 4.250% and an APR of 4.434%. This is with 0.750 point but the closing fees are $950.00 and were posted on 11/02/09.

From Quicken Loans there are three different rates. Each one is dependent on the points given. With an interest rate of 4.250% and an APR of 4.617% the points at closing are 1.625. The closing fees associated with this loan are $1600.00. The interest rate of 4.375% and an APR of 4.628% are tied to the points given at closing of 0.875. The closing fees associated with this loan are $1600.00. The interest rate of 4.625% and an APR of 4.825% are offered with no points at closing. The fees at closing are $2643.00 and all three of these rates were posted on 11/04/09.

The lowest possible interest rate is from Wells Fargo at 4.125% interest and an APR of 4.587% but there are 2.000 points given at closing along with $2100.00 in closing fees as posted on 11/03/09.

These are currently the Philadelphia Mortgage Rates when comparing a fixed mortgage of 15 year. Philadelphia Mortgage Rates are close to the national average but do your research yourself to ensure the best possible deal for you. All rates are subject to change without notice but were accurate as of 11/05/09.